India Pharma Outlook Team | Friday, 29 April 2022
ManipalCigna Health Insurance has launched the ProHealth Prime’ plan. The new plan not only covers all types of hospitalization expenses but also comes with innovative features such Cashless OPD coverage for doctor consultation, prescribed diagnostic tests and pharmacy expenses, It covers non-medical expenses to ensure there are zero deductions towards non-medical items during hospitalization and many more such enticing benefits.
Prasun Sikdar, managing director and CEO, ManipalCigna Health Insurance said, “We have ensured that our product addresses the core issues which our customers are facing. This time too we conducted a thorough research and recognized some of the major issues which the customers are facing and expect solutions from health experts like us.
For example, in India, out-patient department expenses which includes doctor consultations, lab tests and pharmacy expenses accounts for nearly 62% of healthcare costs, not onlythat, non-medical expenses amount to around 10% to 12% of the overall hospitalization
bills that are paid as out of pocket. It offers cashless services even for OPD expenses to provide total healthcare protection, it comes with industry first feature Switch Off that allows customers to switch off the cover while travelling abroad from 2nd year onwards, for a maximum period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses whether medical or non-medical to take care of customer’s everyday healthcare needs.”
“The Product also has a specific plan, for lives suffering from the medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol. These clients need not wait for long, as the pre-existing disease waiting period for these listed conditions is only 90 days, he added.
ManipalCigna ProHealth Prime offers offers sum insured of up to Rs. 1 crore with lifetime renewability, so that customers get better coverage, better control and better care without any financial worries. It comes in three different variants: ‘ManipalCigna ProHealth Prime Protect’ for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’ provides cashless OPD coverage in addition to the hospitalization expenses ; and ‘ManipalCigna ProHealth Prime Active’ for lives suffering from the medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol.
, CDSCO.jpg)
